Category Archives: Law

How long to keep IRA paperwork for taxes?

Question: We have been keeping all our IRA documentation since the IRS guidelines (to my understanding) say that you need to keep it forever. However, withdrawals from the IRAs that we have are all taxable income, so why is it necessary to keep the very old statements?

Answer: Record-keeping requirements are stringent for traditional IRAs, whose contributions are generally tax-deductible on the way in while withdrawals are taxable on the way out. “The paperwork you keep is to validate your claim of what’s taxable and what isn’t,” says Greg McBride, chief financial analyst for

Those particulars will vary with your individual situation. If you and your spouse, if applicable, never had access to a workplace 401(k) or equivalent while you were contributing to your traditional IRA, then that standard tax treatment should apply and you will owe taxes on the withdrawals.

If you’re certain that all of your contributions were deductible on the way in, then you don’t have to keep meticulous paperwork, McBride says. After all, you’ll be paying taxes on everything in that scenario, and the Internal Revenue Service (IRS) certainly won’t quibble with that. Continue reading How long to keep IRA paperwork for taxes?

Michigan makes history for Self-driving Car

The Self-driving Car concept is moving into reality faster than most people thought. Michigan makes self-driving car history as it has become the first state in the USA to establish comprehensive statewide self-driving regulations. Michigan Gov. Rick Snyder signed four bills that regulate the testing, development and eventually the sale of self-driving cars. The rules allow for the testing of autonomous cars without a human in the front seat, permit firms to use self-driving cars for ride-sharing services and be sold to the public once the technology is tested and certified. Ford (NYSE:F), General Motors (NYSE:GM), Google (GOOG, GOOGL), Fiat Chrysler (NYSE:FCAU), Toyota (NYSE:TM), UBER and LYFT helped shape the legislation.

There are interesting comments from people with diverse perspectives, including how the AI algorithm of the self-driving car will make some key decisions in accident situations.

Business Pages

Hi, thanks for your interest in this new service.

Our Business Pages can increase your business visibility and get you more inquiries/leads, which could increase your sales.

Let us be your online marketing team. We have expertise in Internet and digital media. Our website is growing rapidly, and our visitors are from different cities, states, countries and industries, looking for information related to something in USA. They are coming to our website from Google, Yahoo and Social Media (Facebook, Twitter, Linkedin, Google+), and a large number of news websites. The posts on our website get indexed in the search engines rapidly, and many posts receive ongoing traffic every month.


Every business and professional in the US can benefit from having a business page on our website.

We have 4 types of business pages.

(1) Basic page (Mercury)

To create your business page, we will need your business description including products/services offered, team profiles, customer testimonials, etc to create your business page, along with detailed tags so that customers can find your business during Internet search. We can also add Youtube videos on your page.  We will announce your business page launch with an online press release, which will increase your business visibility.  We will do the following online marketing of your business page.
– 100 social media signals (Twitter Retweets, Favorites) having your website URL.
– 100 social bookmarks for your business page.
– 1 dedicated press release announcing your business page, along with URLs of your website, which will help improve your Internet search rankings. This option is a good choice to get positive results from your business page within a low budget. Fee: $95 per year. Renewal is optional. Your business page will live remain on our website for at least 5 years, and benefit you with ongoing visitors/leads/inquiries.

(2) Advanced page (Venus)

This includes creation of a Basic Business Page as mentioned above. In addition, it includes online marketing of your business page via 4 online press releases during the year in 100+ news media sites worldwide to increase visibility. We will create these online press releases and give you for approval, and then send them out for distribution. Includes 500 social media signals (Twitter Retweets, Favorites) having your website URLs. Includes 200 social bookmarks. Includes 5,000 visitors to your business page from your website network. This package is ideal for businesses that have stable list of service offering (like Accounting/Legal services), or a business that doesn’t rapidly changing product inventory that demands regular updates. Fee: $485 per year

(3) Pro page (Saturn)

This includes an Advanced Business Page as mentioned above. In addition, we will write 12 relevant articles during the year with links and references to your business page, and we will send out these 12 articles as online press releases, which will ensure that your business page and website has a constant stream of visitors. Includes 1000 social media signals (Twitter Retweets, Favorites) having your website URLs. Includes 500 social bookmarks for your business page. This package can get great results for every kind of business. Fee: $985 per year.

(4) Max page (Jupiter)

This includes creation of a Professional Business Page as mentioned above. In addition, we will regularly update your business page with relevant industry news every month to make it a top ranking page in your industry. With your input, we will select 10 keywords to focus on, and we will promote your business page for those 10 keywords, using Facebook, Twitter, Google+ and Document Sharing sites. This will result in high quality online marketing for your website. Includes 12 submissions to Document Sharing sites (slideshare, docstoc, scribd, etc) with each document being 400-500 word article related to your industry with links to your business page on and your main website. Includes 12 online press releases (one per month). Includes 2500 social media signals (Twitter Retweets, Favorites) having your website URLs. Includes 1500 social bookmarks of various pages in your website. This is the best choice to get maximum benefit from your business page.  Fee: $1985 per year. This package is like having a part-time employee doing online marketing for you for 1 full year.

Next Steps: Please contact us for details or questions. We will email you a pdf document with details, along with the information template, and PayPal payment link. You can use your debit or credit card for payment. You can also email us directly: info [@]

P.S. The above packages (especially, Saturn and Jupiter packages) have been created to take sizeable online marketing load for a small business for 1 year.  They are like sincere and capable part-time employees for your business.